Ethics & Compliance Specialist
Diensten Tech
01/04/2025 - Present
Ensured compliance with the U.S. Foreign Corrupt Practices Act (FCPA) and domestic anti-corruption laws by developing and maintaining the company's anti-corruption program. Managed the due diligence process in the Global TPI Screening System for third-party intermediaries (TPIs) and Sales Intermediaries, including review of ownership structure, PEPs, sanctions exposure, adverse media, and pending litigations. Analysed red flags and alerts generated by the system and addressed them with proper risk-based reasoning; escalated confirmed matches and closed false positives with documented rationale. Approved appointment of new Sales Intermediaries by performing Enhanced Due Diligence (EDD) on bribery/corruption exposure, beneficial ownership, and regulatory non-compliance. Conducted appropriate risk assessments and applied a risk-based approach to anti-bribery and corruption issues across the organization. Reviewed and approved Gift & Hospitality requests from Business in accordance with ABAC policies. Contributed to the development of ABC-related policies, procedures, and control plans; maintained up-to-date knowledge of regulatory requirements.
KYC Analyst
Ascendion
01/10/2024 - 01/02/2025
Evaluated client AML/KYC risk, conducted independent research, verified appropriate risk profiles, and made independent risk assessment recommendations; liaised with Legal, Compliance, and Credit teams as needed. Identified accurate risk ratings for individual and non-individual accounts, highlighting high-risk jurisdictions, cash-intensive businesses, and Politically Exposed Persons (PEPs) or their Relatives and Close Associates. Performed investigations on employees, consultants, vendors, contractors, and third-party advisers against RDC and OFAC Specially Designated Nationals (SDN) and Blocked Persons lists; escalated matches with documented findings. Conducted name-matching and entity-level due diligence against global watchlists at onboarding and periodic review stages; assessed and documented true positives vs. false positives. Collaborated with Legal, Compliance, and Credit teams to ensure accurate risk analysis, alert disposition, and assignment of appropriate client risk ratings.
Process Associate
Tata Consultancy Services (TCS)
01/07/2023 - 01/07/2024
Reviewed and analysed underlying data against AML, Terrorist Financing (TF), Human Trafficking, and Unusual Activity red flags to assess whether alerts should be escalated or closed with documented rationale. Performed investigations on employees, consultants, vendors, contractors, and third-party advisers against RDC and OFAC SDN/Blocked Persons lists; prepared investigation reports for each alert disposition. Applied knowledge of key compliance terms including SAR/STR filing, Transaction Monitoring, Cross-Border Payment Monitoring, Structuring/Smurfing Detection, High-Risk Transaction Review, and False Positive Reduction. Conducted sanctions checks on transactions and counterparties; resolved matches through research and escalated confirmed hits to senior analysts. Proficient in Naboo, Zendesk, Orbis, and LexisNexis for transaction-level and entity-level investigations across multiple jurisdictions.
Senior Process Executive
Infosys BPM
01/07/2021 - 01/07/2023
Evaluated client AML/KYC risk and conducted independent research to verify risk profiles; liaised with Legal, Compliance, and Credit teams to ensure accurate risk analysis and assignment. Reviewed and analysed AML transaction data to identify red flags—Unusual Activity, money laundering typologies, and structured transactions—recommending escalation or closure based on findings. Collected KYC documentation, PEP status, adverse media findings, and counterparty information to support investigation workflows; liaised with clients and internal stakeholders for document clarification. Conducted CDD and EDD for individual and institutional clients including PEP checks, adverse media reviews, and UBO identification in line with OFAC, FATF, and regional regulatory requirements. Performed risk assessments using a risk-based approach (RBA), ensuring client risk ratings were accurately maintained and updated in line with compliance standards.